Terms & Conditions
1. Introduction
Welcome to Mortgagesdirect.ie. By accessing and using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please do not use our website.
2. About Us
Mortgagesdirect.ie provides mortgage advice and related financial services in Ireland. We aim to offer accurate and up-to-date information; however, content is provided for general guidance only.
3. Use of Website
By using this website, you agree to use it for lawful purposes only and not to misuse, disrupt, or attempt to gain unauthorized access. You may not copy or reproduce content without permission. We reserve the right to restrict or terminate access at our discretion.
4. No Financial Advice Disclaimer
The information on this website does not constitute financial, legal, or professional advice. Mortgage products and suitability vary depending on individual circumstances. You should seek personalised advice before making any financial decisions.
5. Mortgage Information Disclaimer
While we strive to ensure accuracy, interest rates, terms, and offers may change without notice. Mortgage approval is subject to lender criteria. Any examples or estimates provided are for illustration purposes only. We are not responsible for decisions made based on website content.
6. Third-Party Links
Our website may include links to third-party websites. We do not control or endorse these websites and are not responsible for their content, policies, or practices.
7. Intellectual Property
All content on this website, including text, images, logos, and design, is the property of Mortgagesdirect.ie unless otherwise stated. You may not reproduce, distribute, or use any content without prior written permission.
8. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any loss or damage arising from the use of this website. We do not guarantee uninterrupted or error-free access, and use of this website is at your own risk.
9. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect and use your data.
10. Cookies
This website uses cookies to enhance user experience. By continuing to use the site, you consent to our use of cookies in accordance with our Cookie Policy.
11. Changes to Terms
We reserve the right to update these Terms & Conditions at any time. Any changes will be posted on this page, and continued use of the site constitutes acceptance of those changes.
12. Governing Law
These Terms & Conditions are governed by the laws of Ireland. Any disputes arising in connection with this website shall be subject to the jurisdiction of Irish courts.
13. Contact Us
If you have any questions about these Terms & Conditions, please contact us at:
www.mortgagesdirect.ie
Phone: +353 87 250 5872
- Warning: If you do not keep up your repayments you may lose your home.
- Warning: You may have to pay charges if you pay off a fixed-rate loan early.
- Warning: Your interest rate may increase and the amount of your mortgage repayments may increase as a result.
- Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
- Warning: You should consider the total cost of the mortgage and any applicable incentive included in a mortgage offer.